| Every car owner is required to have car insurance to | | | | 4) Maintain safe and clean driving record |
| cover them in the event of car accident. A car | | | | Obey traffic rules and always drive carefully. Auto |
| insurance policy will cover for the damages so car | | | | insurance companies will not hesitate to give you low |
| owners will not have to fork their own money for | | | | premium rate if you have safe and clean driving |
| repairs. Generally, auto insurance policies cost a lot. | | | | record. Try as much as possible to make no car |
| However, there are tips to get cheap insurance. Keep | | | | insurance claims in four years time and you will get |
| on reading and you will be surprised to see how simple | | | | cheap car insurance quite easily. |
| it is to reduce the cost of your insurance premium. | | | | 5) Size does matter |
| 1) Pick the lowest rate | | | | The size and price of your car does affect your |
| Choose a policy with the lowest rate. You will | | | | premium rate. Smaller car is considered to have lower |
| automatically set your mind to be law abiding and | | | | accident risk compared to a fast sports-car. Plus, |
| careful on the road. But the bad thing is, by paying the | | | | smaller car does not cost so much. Therefore, it is not |
| lowest premium rate you might not get the coverage | | | | an intriguing target for car thieves. Expensive luxury |
| you need. It is not a good idea to sacrifice on your | | | | cars will never have the chance to get low car |
| coverage just to pay low premium rate. | | | | insurance rate. |
| 2) Raise your deductibles | | | | 6) Reduce your mileage |
| By having higher deductibles, insurance companies will | | | | Another tip to get cheap Auto insurance is by lowering |
| allow you to have low premium. But this is not | | | | your mileage. Drive your car only when necessary. If |
| advisable for those who do not have enough savings | | | | you can roughly calculate the mileage you will be |
| to pay for repairs in case of an accident. | | | | driving, you can get mileage discount. It is cheaper than |
| 3) Be a punctual bill payer | | | | to pay a flat rate. |
| Maintain good bill payments track record by paying | | | | These are a few tips to get cheap car insurance. |
| your bills on time. Credit rating plays an important role in | | | | Consult your insurance provider to have a clearer |
| determining the rate of your car insurance premium. | | | | picture on how to lower your insurance premium. |