| Ok. So you were behind on some bills and you're back | | | | unique right now. The credit markets are nearly locked |
| on track now. What do you do? Should you just wait | | | | up. People and businesses with decent credit scores in |
| until each negative item falls off in seven years OR | | | | the 650 range are finding it hard to get money without |
| should you take action and learn to fix your own | | | | showing the bank that you don't really need the money |
| credit? You should definitely fix it, but why should you | | | | anyway. Stronger credit means buying power for the |
| fix it and can you fix it yourself? There are a few | | | | big stuff (hmm like cashing in on all the foreclosures |
| whys and here they are: | | | | we'll see in the coming years). |
| 1 - Because poor credit costs you money. You might | | | | 3 - Here is another why. Why not do it yourself? It's |
| be wondering, does the fact that I put that last | | | | actually pretty easy, especially with a plan. You can |
| sentence in all caps mean I'm yelling? You bet your | | | | easily get your hands on a down-loadable version of |
| bottom dollar it does! I'm yelling with excitement. Good | | | | the plan that the credit repair companies use. They |
| credit saves you money. Think about it. If you buy one | | | | use this plan to make millions of dollars. You can get |
| of the American cars that offers a zero APR loan, | | | | your hands on the same plan and save yourself some |
| then a $20,000 loan will run you $333.33 monthly for | | | | money. Don't fret about taking a 16% car loan. You |
| five years. | | | | won't have to when you fix your credit AND you |
| Let's say you don't do anything to fix your credit. Let's | | | | won't spend a fortune having someone else do what |
| also say you have to take a 16% APR to get the | | | | you could have done anyway. It really is easy if you |
| same car. That same car cost $486.36 monthly or an | | | | have a plan or a guide that shows you exactly what |
| EXTRA $9181.87 over the life of the 5 year loan. | | | | to do to get your score in the 700 range asap. |
| 2 - The U.S. economy is going through something | | | | |