| Car insurance for over 50s has the tendency to be | | | | Just because a person is considered mature does not |
| cheaper for individuals to purchase. The insurance | | | | mean good driving skills are being practiced. When |
| industry looks at people that are over the age of 50 | | | | looking at some of the statistic regarding accidents, |
| as being mature drivers. One of the reasons for the | | | | most are caused not by teenage drivers but by the |
| lower premiums is based on the possibility of fewer | | | | mature population and the elderly. |
| accidents in this age bracket. | | | | One thing to take into consideration is when the male |
| Most teenagers will get numerous tickets during the | | | | reaches what is classified as the mid-life crisis stage. |
| first year after obtaining their license. Parent's must | | | | This is when the new fast sports car is purchased and |
| make the determination to place the youthful driver on | | | | the risky driving tactics are being put in motion. Is it fair |
| their existing policy or get a separate policy of their | | | | for this type of individual to pay a lower premium? |
| own. Either way, the premiums are high even though | | | | If car insurance over 50's rates are adjusted according |
| they have a good driving record. | | | | to the driving habits of people instead of the age of a |
| Mature drivers might possess excellent driving records | | | | person, most would pay much more. There are |
| but for those that do not, the rate are still much lower | | | | several companies that offer policies just for the |
| than those that are younger. It is a lot of things that | | | | mature individual and this is a good thing for those that |
| determine the rates for automobile insurance such as | | | | deserve it. |
| the number of years driving, type of vehicle and place | | | | In some cases the older woman also gets a break. To |
| of residence. | | | | do away with the age factor and make the rates |
| For the individuals that do not get their license until the | | | | universal but based on the accident rate would be fair |
| age of fifty, the question arises as to whether or not a | | | | to everyone. For those that think road rage does not |
| discount should be given. Should these individuals get | | | | affect the middle age drivers are sadly mistaken. This |
| the same type of discount as ones that have been | | | | dangerous action does not discriminate. It could happen |
| driving for over 5 years which is the normal industry | | | | at any age. |
| standard? | | | | |