| h insurance is a sore topic with a lot of people. Fully | | | | Exercise. Exercise does not mean that you need to |
| 50% of all Louisiana residents admit that paying health | | | | buy some fancy gizmo from a TV infomercial and it |
| insurance premiums is a financial hardship every month, | | | | doesn't mean you need to spring for a gym |
| and approximately 16% of all Louisiana residents can't | | | | membership that you'll never use. It does mean that |
| afford health insurance at all. | | | | you need to get out of the house at least 3 days a |
| If you're feeling the pinch when it comes to paying for | | | | week and walk for half an hour or ride a bike or do |
| your health insurance there is some good news. There | | | | something that uses your muscles and gets your heart |
| are actually several things you can do that can lower | | | | beating. |
| the cost of your health insurance. Even if only one of | | | | Make arrangements to pay your premium |
| these ideas applies to your situation you could, | | | | automatically each month. |
| conceivably, save hundreds of dollars each and every | | | | Stay away from extreme sports. If you intentionally |
| year. | | | | put your health at risk through dangerous sports, |
| Look for group health insurance. Group health | | | | hobbies or driving fast sports cars you'll pay the price |
| insurance is almost always less expensive than | | | | in higher monthly health insurance premiums. |
| individual health insurance and group insurance may not | | | | Can you afford to increase your co-payment every |
| be as picky about pre-existing conditions, smoking and | | | | time you visit your doctor? If you can afford a 50% |
| weight issues. | | | | co-pay each time you visit your doctor you'll save quite |
| If your place of employment doesn't offer its | | | | a bit each month on the cost of your health insurance. |
| employees low-cost group health insurance then start | | | | If you don't see your doctor very often each year |
| asking around at any clubs, organizations, associations | | | | then this could be an excellent way for you to save |
| or groups that you belong to. A surprising number offer | | | | some serious money. |
| their members group health insurance at a good | | | | Pay a higher deductible. The higher your deductible the |
| savings. If none of your organizations offers group | | | | less you're going to pay every month for your health |
| health, ask if your friends or relatives belong to any | | | | insurance. But keep in mind that your deductible is |
| clubs or associations that offer their members group | | | | money that you are agreeing to pay each and every |
| health insurance. | | | | year for your health care before you ask your |
| Sometimes even religious groups offer members | | | | insurance company to start contributing - so don't go |
| low-cost group health. Ask. | | | | overboard and promise to pay more than you can |
| Clean up your act. In other words, stop eating fast | | | | afford. |
| food, stop eating fried foods, stop smoking or using | | | | Buy your health insurance online. Find at least 3 |
| chew, and lose weight. | | | | websites that let you compare the prices of health |
| Each of those things is difficult for the average person | | | | insurance from one insurance company to another and |
| to do, but the truth is, if you smoke and if you eat | | | | then - using some of the things you have learned in |
| poorly, and if you are overweight you are not going to | | | | this article - fill out the forms on 3 different websites |
| get discount health insurance in Louisiana or anywhere | | | | exactly the same. It's important that you fill out the |
| else. | | | | form in exactly the same way each time so that you |
| If you are overweight there is some good news. It | | | | are comparing the same health insurance policy every |
| could be that all you'll need to do is to lose a little | | | | time. |
| weight. Sometimes losing even a few pounds can | | | | As soon as you've done this you're done! You are |
| drop you into a lower weight classification and if that | | | | now an expert on ways to save money and get |
| happens that could potentially save you hundreds of | | | | discount health insurance in Louisiana - and you'll be |
| dollars each year. | | | | saving money month after month for years to come! |