| Whatever you do, do not drive in the state of | | | | refresher course. Not all insurance companies offer |
| Arkansas without car insurance. If you are caught the | | | | this course, but if you qualify for the course and you |
| penalties are so severe that you might not be able to | | | | pass it, the savings on your premium each month can |
| afford to drive again for up to three years. | | | | be substantial. |
| Instead, let's look for ways to reduce your car | | | | Don't insure worthless cars. Check the Kelly Blue Book |
| insurance premium to the point that you can actually | | | | to see if your car still has any value. If it doesn't then |
| afford to pay it and you can drive the roads of | | | | there's really no point in paying for collision or |
| Arkansas without having to worry every time you see | | | | comprehensive coverage since the most your |
| a police car. | | | | insurance company will give you for your car is the |
| Let's start with you. It's up to you to drive safely and to | | | | Kelly Blue Book value. |
| obey all traffic laws all the time. If you get a traffic | | | | Now sit down and go over your finances very |
| ticket or a speeding ticket or if you are convicted of | | | | carefully. What you have to determine now is how |
| Driving Under the Influence (DUI) or convicted of Driving | | | | much you can afford to pay for the repair of your |
| While Intoxicated (DWI) you can kiss those lows | | | | own car if you should have a claim. The more you are |
| insurance rates good-bye for three years - or even | | | | willing to pay - in other words, the higher your |
| longer. | | | | insurance deductible - then the less your insurance |
| Don't drive a fancy muscle car or a fast sports car. It | | | | company will charge you each month in premiums. |
| might make you feel good to drive the biggest, | | | | O.K. Now you've taken the steps you can toward |
| fanciest, most expensive car on the block - that is until | | | | lowering your car insurance bill so it's time to get online |
| it's time for you to pay your car insurance month after | | | | and see what you can find when running comparisons |
| month after month. | | | | between different car insurance companies. Pick 3 |
| Drivers who are under 25 should stay in school and | | | | comparison websites and fill out the forms on all three. |
| get good grades. If you can maintain at least a 3.0 | | | | In this way you will be certain to get comparisons on all |
| grade point average you can qualify for a Good | | | | of the car insurance companies in Arkansas. |
| Student Discount that can save you anywhere from 5 | | | | That's how you get affordable car insurance in |
| to 15% on your insurance month in and month out. | | | | Arkansas. All that's left now is for you to pick the |
| Older drivers should check with their insurance agent | | | | policy that right for you at the very best price you will |
| about the possibility of taking a special driver's | | | | find anywhere. |