| Car insurance rates for teenagers tend to be pretty | | | | those types of vehicles are considered to be more |
| expensive. This is because teens are thought to be | | | | "risky" than older, less "sporty" ones. Moreover, the |
| dangerous, risky drivers by the insurance companies. | | | | collision and/or comprehensive coverage *may* even |
| Indeed, statistics show that 16-20 year olds are | | | | be dropped when teens driver older cars. |
| involved in more accidents than anyone else. | | | | Teens who make good grades can get discounts on |
| Fortunately, there are a few ways in which the costs | | | | insurance rates. Just as long as they maintain at least |
| can be brought down. To begin with, parents may be | | | | a 3.00 average, they may be eligible for discounts. |
| able to save money by asking their agent to raise the | | | | Parents can use the money they save to encourage |
| deductibles on the teen's policy. This may lower the | | | | their teenagers to continue working hard. |
| premiums. In order to get the best out of this method, | | | | All in all, the more responsible a teen is, the more |
| however, parents need to go for the highest amount | | | | money his or her family can save. Car insurance rates |
| of deductibles they can afford. | | | | for teenagers will almost always be more than |
| Another way to cut down car insurance rates for | | | | average, but the price can be reduced some for those |
| teenagers is by giving them older cars to drive. Sure, | | | | who drive responsibly, work hard in school, and have |
| they all want to drive around in fast sports cars, but | | | | the willingness to drive older vehicles. |