| Are you looking for 'insurance teenager'? All parents | | | | prepared to offer significant discounts. If your teenage |
| know that this can cause insurance premiums to sky | | | | son or daughter is involved in a minor 'fender bender' |
| rocket. Although there are ways to get cheaper | | | | accident, avoid making a claim. Rather let him or her |
| premiums for teenagers, the fact remains that | | | | drive around with a dent in the car than have your |
| coverage will be more expensive. The reason for this | | | | premium hiked because of a claim. |
| is that teenagers have not yet proved responsibility | | | | Another way to receive reduced premiums is to send |
| when it comes to driving a vehicle. | | | | your teenager for professional driving lessons before |
| Statistics show that teenagers are often involved in | | | | they take their license test. Do this even if it is not |
| accidents that result in serious injuries and even | | | | mandatory in your state. If they have been taught by a |
| fatalities. One of the best ways to keep premiums | | | | registered driving instructor, insurance companies will |
| down is to prevent your teen from driving a fast | | | | view this in a positive light. |
| sports car. Boys especially like the image of cruising | | | | Teenagers who have obtained good grades at school |
| around in a fancy car. | | | | are more likely to attract insurance discounts. It is |
| The more horsepower the car has, the higher the | | | | generally considered that a youngster who has shown |
| premium will be. Try and get your teen to drive in a car | | | | commitment to their education has learned to be |
| that is not likely to be stolen. The older the car, the | | | | responsible. This is likely to continue with their driving |
| better. If the car is paid up, you can carry liability | | | | technique. |
| insurance only, and do away with comprehensive and | | | | Continually reinforce the importance of maintaining a |
| collision insurance. | | | | good driving record to your son or daughter. |
| Heavy, old cars are difficult to drive in a reckless | | | | Emphasize that their actions today could have good or |
| manner. An older car will also have a low book value. | | | | bad consequences on their lives in the future. A |
| This will further help to keep insurance to a minimum. | | | | responsible young driver is likely to be a responsible |
| Avoid fitting expensive tires and other accessories. | | | | adult driver. For more information go online and |
| If your teen is a careful driver and does not violate | | | | compare the various companies and rates for |
| traffic laws or speed limits, insurance companies will be | | | | 'insurance teenager'. |