| Teenage drivers - who also fall into the category of | | | | than take out a separate policy for them; this way any |
| what insurance companies call "new drivers" - tend to | | | | discount or saving applicable to you will also cover |
| pay the highest car insurance premiums of all. Most | | | | them. Driver education classes for your teen are a |
| teens of course, are inexperienced drivers with no | | | | good idea as well - most insurance companies offer a |
| lengthy record of safe driving and the higher premiums | | | | discount for completing recognized driving courses. |
| are in place to cover the increased possibility of an | | | | If you are buying a car for your teen as soon as they |
| auto accident. Statistics indicate that 16-year old drivers | | | | turn 16, choose the type of car carefully. Your teen is |
| get into accidents almost 10 times more frequently | | | | more likely to drive safely in a sensible car fitted with |
| than drivers aged between 30 and 59. | | | | safety features, rather than a fast sports car. Fast |
| Any teen that is just beginning to drive should | | | | driving will be less of a temptation and the insurance |
| concentrate on safe driving with no accidents for at | | | | premiums will be lower too. Try to avoid letting your |
| least a year or two and then contact their insurance | | | | teen drive a truck or SUV, which are more likely to be |
| company to inquire about lower rates. Try to set a | | | | involved in rollover accidents. |
| good example for your teen if he or she is in the car | | | | Finally, take a ride with your teenage driver. You may |
| when you are driving - no tailgating, speeding or | | | | feel they are driving well, but by riding with them as a |
| reckless driving. | | | | passenger you can get a good idea of what they are |
| There are some other steps you can take to lower | | | | doing wrong, or identify any examples of reckless |
| insurance premiums for your teenage driver. Try to | | | | driving. |
| include them on your own car insurance policy rather | | | | |