| Most people today live on credit. Average | | | | I bought a couple of Dodge Vipers, flew my |
| incomes have risen 72% over the past decade, | | | | family 1st Class to Hawaii for 10 days, and |
| and yet personal debt is up 123%. | | | | Stephanie and I went on cruise to Bermuda.We |
| Unbelievably, interest rates on deposits are | | | | had the private plain, Limousines, and took 5 |
| at a 40-year low...but interest rates on | | | | vacations a year. I stayed in the "Toys" |
| credit cards is an astronomical 18-27%. It's | | | | stage too long, please learn from my |
| no wonder the average person falls into a | | | | mistakes. I bought rental property and made |
| never-ending trap of debt. In fact, the | | | | other good investments, but I should have |
| average person will never get out of | | | | done a lot more, a lot quicker. Read "Rich |
| debt.If you find yourself caught in that | | | | Dad - Poor Dad" and FOLLOW THE ADVICE IN THAT |
| vicious cycle, It's Time For A Change.In the | | | | AWESOME BOOK! Your ultimate goal should be |
| past I have done an entire training program | | | | to learn how to use your residual incomes |
| on this subject titled "Straight talk to | | | | streams to invest in Cash Flow generating |
| Network Marketers regarding Wealth" I | | | | assets.You ultimately want to get in a |
| obviously can't discuss the entire training | | | | situation where you have enough income coming |
| here, but let me share with you a few of the | | | | in from your investments to live |
| highlights. Until you are in a situation, | | | | comfortably.The steps are simple:Step 1 Get |
| where you don't need your commission check to | | | | out of debt, everything but your homeStep |
| live comfortably, YOU HAVE NOT MADE IT!This | | | | 2 Go through a toys stage, but not for too |
| is the best piece of advice I can give you. | | | | longStep 3 Pay off your homeStep 4 Invest in |
| This industry is notorious & full of people | | | | Cash flow Generating AssetsStep 5 Once you |
| that were earning $40,000 a year prior to | | | | have enough cash flow coming in each month to |
| joining a network marketing company, who | | | | live comfortably from your assets then you |
| start making $10,000 a month and SPENDING | | | | can move back into a |
| $12,000.00.I can not tell you how many people | | | | |
| I personally know who made millions of | | | | toys or travel stage for as long as you |
| dollars in our industry and eventually filed | | | | choose and really enjoy your "TRUE |
| bankruptcy. Ladies and gentleman, this is | | | | WEALTH"Don't fall into the trap that so many |
| sad, very sad.I have tried to communicate to | | | | network marketers have over the years. Get |
| people "Don't buy a Mercedes until you have | | | | mentally prepared now and make good decisions |
| bought a duplex!" What am I really saying? | | | | about your future and follow through with |
| Every network marketer goes through a "toys | | | | those decisions when the cash flows to |
| stage", unfortunately some STAY in the "Toys" | | | | you.Dale Calvert has been involved in the |
| stage.Go buy a nice car, take your family to | | | | network marketing industry as a top |
| Hawaii, or your spouse on a cruise. When we | | | | distributor, company vice president, and |
| started making big money, we did all of that. | | | | company owner for the past 25 years. |